(Junior) Credit Analyst (m/f/d) - Berlin

Your Impact As a Credit Analyst (m/f/d), you take ownership of core parts of our underwriting and portfolio processes (B2B and B2C).

You are responsible for making and improving credit decisions, actively shaping how we scale our risk operations.

You operate independently in day-to-day underwriting and play a key role in improving our risk framework as volumes grow rapidly.

Tasks Own and perform credit underwriting for end customers (B2C) and installer/partner companies (B2B) Review financial documents, application data, and risk indicators within defined underwriting rules Make credit decisions within clearly defined approval limits Ensure compliance with internal risk policies and underwriting guidelines Identify and escalate anomalies, risk signals, or potential fraud cases Support the continuous improvement of underwriting and operational processes Maintain and improve data quality in risk-relevant systems Work closely with the Risk team to ensure stable daily operations.

Requisitos

1–3 years of experience in Credit Risk, Underwriting, or Lending Operations Strong experience in both B2B underwriting (B2C is a plus) Strong analytical thinking and comfort working with financial data and structured decision-making High attention to detail and strong sense of responsibility in execution Reliable, structured, and disciplined working style Strong Excel

Habilidades

Comfortable working in fast-paced, high-growth environments English (minimum C1 level), fluent German is a plus

Beneficios

Growth & Culture We move fast, we’re building a lot from scratch, and we’re learning something new every day

You’ll be part of a team that doesn’t just work, it truly builds something, with a strong sense of ownership and genuine team spirit.

Impact Your job has a direct impact on the energy transition.

And because this is important to us, we offer extra days off for climate activism.

Flexibility We work in a hybrid, trust-based environment.

Working from home is the norm for us, tw.