At SumUp, we empower small businesses with simple, affordable tools to start, run, and grow.
Our Global Bank teams build the financial services that help merchants manage their money and keep their businesses moving.
For merchants, a transfer should feel simple.
Behind that experience is a complex network of payment schemes, banks, providers, messages, certificates, reconciliations, and edge cases—all of which need to work together reliably.
Transfers Europe squad is the integration layer connecting SumUp's internal systems with the financial networks that move money across Europe and the UK.
We build and run the backend services behind SEPA and UK transfer flows, helping move money accurately and reliably across external networks.
As a Backend Engineer, you'll take ownership of services that process real money.
You'll work on complex systems problems to ensure seamless integrations as we scale, while seeing a direct connection between your engineering decisions and merchant trust.
If you enjoy understanding how systems behave under real-world conditions while improving them over time, we'd love to hear from you.
Our tech stack includes Golang, AWS, Kafka, PostgreSQL, Redis and Kubernetes, supported by a strong observability toolchain with Prometheus, Grafana, and Honeycomb.
We also actively use AI‑assisted development tools such as Cursor, GitHub Copilot, and others.
What you'll do Build and maintain production money movement backend services, contributing to their delivery, observability, and ongoing maintenance.
Contribute to technical design and implementation, following established architectural patterns and best practices.
Improve service reliability and quality by writing tests, enhancing monitoring, and following established delivery pipelines.