<h3 class="p1">🧡<strong>.
At Alma, we believe sustainable commerce depends on fair, well‑balanced trade
Because finance plays a pivotal role in business, our mission is to put it back in its rightful place - serving merchants and consumers.
Our installment and deferred payment solutions help merchants boost sales by 20% or more, increase customer loyalty, and deliver a seamless shopping experience - without encouraging bad debt.
As the buy now pay later leader in France and active in 10 European countries, we've empowered over +25,000 merchants and 10 million consumers.
With 400+ Almakers and €100M+ ARR, Alma is scaling rapidly across Europe as a member of the Next40, and we're just getting started!</p> <h3 class="p1">👐<strong> About the team</strong></h3> <p class="p2">The Consumer Tribe builds the Alma app for consumers.
To tackle more topics and accelerate the development of the consumer experience, the current Consumer squad is splitting into two dedicated squads: Alma Wallet and Consumer Engagement.
</p> <p class="p2"><strong>Alma Wallet </strong>builds the payment experience of the app.
With the Alma card, consumers can pay with Alma anywhere, not only at our partner merchants.
In the app, they can manage their payments using Apple Pay, Google Pay or local payment methods.
By taking Alma beyond our merchant network, the Alma card is one of the company's key strategic bets.
</p> <p class="p2"><strong>Consumer Engagement </strong>drives consumer activation, engagement and long-term retention by helping people get more value from Alma.
The team builds experiences that make it easier for consumers to discover partner merchants, benefit from loyalty and cashback rewards, and manage their account independently.
</p> <p class="p2">In 2027, the focus is on turning Alma into a more engaging, everyday consumer experience by strengthening loyalty, increasing repeat usage and making Consumer Engagement a key driver of Alma's long-ter.